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  • 5 Things Everyone Should Know About Trauma Insurance

    5 Things Everyone Should Know About Trauma Insurance

    Trauma insurance, also called critical illness cover, pays out a lump sum of money when a policy holder suffers from an illness or injury specified in the terms and conditions of their policy.

    Here are five things you must know about trauma insurance. Are you covered?

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    | May 11, 2012 | 0 Comments
  • Superannuation And Life Insurance: What You Need To Know

    Superannuation And Life Insurance: What You Need To Know

    There are a number of essential considerations that an individual must think about when deciding whether or not to take out life insurance coverage as part of their superannuation fund. The cost of life insurance is usually more affordable under group policies. Furthermore, payments can usually be funded through salary-sacrificed contributions, rendering them tax deductible. One of the main benefits of taking out life insurance as part of a superannuation fund is that life insurance cover can often be obtained without a medical exam.

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    | May 9, 2012 | 0 Comments
  • Life Insurance And Mental Health

    Life Insurance And Mental Health

    Life insurance has been designed to provide a policyholder with the financial means to preserve their way of life following experiencing a serious injury or accident and to provide financial support to their family in the event of their death. Several types of life insurance are available for purchase, including term life insurance, trauma life insurance, and total and permanent disability life insurance.

    Before applying for a life insurance policy, it is essential for an individual to speak with their chosen insurance company with regards to their past and present mental illnesses. Some insurance policies may require an individual to disclose any mental health conditions that they have or have had in the past. If an individual with a mental health condition signs up to a life insurance policy yet does not tell their insurer about their mental illness, their insurance may be invalid or restricted when they come to make a claim.

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    | May 9, 2012 | 0 Comments

Recent Articles

Life Insurance For Seniors: A Free Guide

| May 17, 2012 | 0 Comments

While the retirement years often mean opportunities to travel, relax, and do things you may have dreamed of during your working years, that’s not always the case. Longer, healthier lifespans have created unique conditions for today’s seniors, who may be continuing to support their own children while caring for aged parents, and working part-time well into retirement.

Securing your and your loved ones’ financial future by purchasing life insurance during your senior years may seem impossible, but that’s hardly the case. Here’s a guide to what to expect as you shop.

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Insurance For Accidents

| May 10, 2012 | 0 Comments

Accidents arise every second of every day, many of them resulting in life-threatening impairments, disability or fatalities. Whether this is based on a road collision, accidental death or an unexpected calamity, insurance for accidents will be a worthwhile investment to think about. Statistics noted say that as many as 129 Australians will die or become seriously injured every week as a result of a mishap. Although it is not pleasant to think of this possibility, a certain amount of thought should be devoted into accident insurance, what it entails and how it could shield you and loved ones should an unforeseen incident present itself.

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Real Insurance

| May 8, 2012 | 0 Comments

Real Insurance is a life insurance provider whose parent company opened its doors to the Australian public in 1999. According to the company’s official site, its enterprising culture, innovation and enthusiastic team members are all sources of pride for the business. A point of difference to other insurers, it is claimed, is that its Product Disclosure Statements are among the shortest and easiest to read in the industry. It is at lengths to tell its customers it is approachable and here to assist them as much as it can.

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5 Life Insurance Tips

| April 30, 2012 | 0 Comments

A lot of people choose to take out a life insurance policy if they have a family or other dependents to care for. Unfortunately, many people are underinsured and putting their loved ones at risk. However, many policy holders are over-insured and paying for coverage that they don’t need. Choosing the best life insurance policy for your family’s needs isn’t that difficult. It just takes a little time. And even though it’s great to get help from insurance agents, nothing is more satisfying than teaching yourself the basics of life insurance policies.

There is a lot of great advice available that will assist you in choosing the right policy. Listed below are 5 tips you should consider that will make the selection process much easier.

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AMP

| April 27, 2012 | 0 Comments

AMP is an Australian life insurance provider. Launched in 1849, it has been offering Australians cover for more than 160 years. Providing more than just life insurance, AMP has helped Australians keep on top of their finances by extending its expertise in superannuation and retirement planning, income protection insurance as well as banking and other financial services. AMP employs around 6,000 people. The life insurance company has a presence in all major Australian and New Zealand cities, as well as offices in the UK, USA, Japan and China.

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Allianz

| April 23, 2012 | 0 Comments

Allianz is an Australian life insurance provider. It offers a range of services to its members, such as personal insurance (home, car, travel and life), commercial insurance, public and products liability, Workers’ Compensation as well as loss control and risk management strategies. It employs around 3,300 in both Australia and New Zealand.

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What Can Life Insurance Cover?

| April 20, 2012 | 5 Comments

As much as serious injuries, illness or death are not things we enjoy thinking about, it’s important to be prepared in case anything happens to you or your partner. Do you know how your mortgage would get paid, or whether your children would still be supported? Financial concerns can make a sad situation even worse, so life insurance is something worth thinking about.

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Funeral Insurance: Things To Keep In Mind

| April 20, 2012 | 1 Comment

If the worst were to happen, have you thought of how your funeral expenses would be paid? While this isn’t the nicest thing to think about, as these costs can be considerable, it’s important to consider how your loved ones would cope financially.

Here are some things to keep in mind when considering funeral insurance.

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Tower Insurance

| April 18, 2012 | 0 Comments

Life insurance provider Tower Insurance changed its name to TAL Limited in November 2011. The move came after TAL parted ways with New Zealand-based firm Tower in 2006. The intellectual property rights for TAL to continue to trade as Tower expired in 2011.

TAL Limited Managing Director Mr Jim Minto said the only thing that has changed about the company is its name. Nothing else has changed for TAL Limited.

TAL Limited has been in business for 20 years.

Find out a little more about TAL.

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Insurance Line

| April 18, 2012 | 1 Comment

Insurance Line is an Australian life insurance provider. There are more than 700,000 Australians that are covered with Insurance Line.

Insurance Line’s policies are backed by TAL Life Limited. TAL is also known as Tower Australia Limited. TAL is Australia’s biggest non-bank life insurance provider.

Here are some of the policies offered by Insurance Line.

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